First CeDeFi wallet enabling crypto transfers via Telegram usernames

Fintopio boosts crypto adoption in emerging markets with an easy, multi-chain Telegram wallet that combines DeFi and CeFi for accessible, secure digital finance.

As the industry re-enters the upcoming bull market, demand for blue chips and altcoins has soared to unprecedented levels, fueled by a wave of new adopters and growing global interest in digital assets.

With recent adoption trends centered around the expanding African and Asian markets, millions of users are flocking toward improved financial inclusion, accessible investments, and decentralized systems. With an emphasized need for easy-access platforms, Telegram-based wallets like Fintopio which supports multi-chain functionality have led the charge within these markets, by providing smart features for managing, storing, and transacting with cryptocurrencies, making processes simpler and more intuitive than ever before.

Simplifying crypto on Telegram

With over 2 million monthly users to date, Fintopio has steadily risen in popularity as a leading web3 CeDeFi wallet supporting hundreds of cryptocurrencies within Telegram and beyond.

By integrating crypto transactions into the messaging platform, which boasts a userbase of 950 million, Fintopio has removed several layers of complexity typically associated with blockchain and digital wallet. The wallet functions as a mini app within Telegram, meaning users can easily store, send, and receive cryptocurrencies directly through a familiar interface, without the need for downloading any external apps.

A key standout feature that has pushed the wallet’s adoption is the ability to send and receive digital assets using only a Telegram username. Thereby removing the need for users to remember or manage complex wallet addresses and steps when transferring assets. A frictionless solution, that lets users manage their digital assets as easily as they would send a message through Telegram.

This simplicity along with the non-custodial nature of Fintopio, has spearheaded the DeFi movement on Telegram by being users’ go-to wallet on the platform.

Apart from being limited to a wallet; Fintopio has developed a vast web3 ecosystem that comprises numerous features and services focussed on engagement and user experience. Initiatives like its very own Tap to Earn feature HOLD, have shown immense growth as an upcoming Telegram mini-game, designed for wallet engagement and future payment services.

HOLD allows users to securely interact with the growing trend of Telegram mini-games through a safe and verified wallet platform and will be an essential part of Fintopio’s payment utilities.

Additionally, the wallet has integrated multiple DApps for crypto purchases, multi-chain NFT storage functions, TON-based swapping, and has recently launched its first step into CeFi services.

Expanding to CeFi and beyond

While at its core, Fintopio remains the leading DeFi wallet driving Telegram transactions. The wallet has made a move to CeFi solutions by offering users the option to create secure custodial wallets. This is a nod of recognition that for as much as DeFi appeals to many, there remains a need for the simplicity and perceived security of centralized finance solutions. By offering CeFi services, the wallet can cater to a broader range of users, including those new to crypto who may prefer a custodial setup for additional security.

With Fintopio’s CeFi wallet, users can conduct Zero-Fee transfers to anyone on Telegram, through its direct username transfers, as well as have access to a brand new feature called Vouchers, which is redefining the market of mass crypto fund transfers. Vouchers allow users to create tailored tokens representing any form of cryptocurrency that can be available in their verified accounts. These tokens become easily shareable with other people; hence, vouchers are an ideal solution for gifting, bulk transfers, and giveaways to both individuals and organizations.

In addition to password protection and the possibility of anonymous transfers, Vouchers come with additional security features, offering a flexible solution readily available to perform streamlined large-scale crypto transfers.

On top of its CeFi launch, Fintopio has made great strides in its roadmap with the release of its native iOS and Android apps to reach a wider audience of users beyond the Telegram community, cementing its mission to make crypto accessible for everyone. It currently stands as the only CeDeFi wallet live across multiple platforms in the market.

In the upcoming months, Fintopio will add more CeFi capabilities: extended functionality for HOLD, P2P trading, and on-ramp/off-ramp solutions. With these additions, coupled with its mini app and web app, Fintopio is set to become one of the most versatile, user-friendly web3 wallets of 2024.

To conclude, as adoption continues to rise across Africa, Asia, and beyond, Fintopio is committed to playing a pivotal role in onboarding new users to the benefits of crypto, supporting financial inclusion, and empowering individuals in regions with limited access to traditional banking. By bridging DeFi and CeFi in a simple and intuitive user interface, expanding its offerings, and adapting to the rapidly evolving crypto landscape, Fintopio will be innovating the world of web3 one wallet at a time.

To learn more about Fintopio, visit the official website, and Telegram mini app, and join the Fintopio community.